It’s almost the new year and time for resolutions to be made, do you make them? Are they the same every year or do they change?
Mine is usually to lose weight, well this year I did something about that and tried harder than I usually manage and I am pleased to say I have now lost 2 stone! I’m really proud of my efforts but there is still more to go.
This year my resolution may well be to pay some of my mortgage off, or at least save a little with the notation of doing just that. You see I moved into this house with Paul around 11 years ago with the idea of selling it on. Paul took on an interest only mortgage when the buyers for his parents house fell through, he planned to sell it on only we then got engaged and having an empty house sitting there seemed silly, so we moved in and have been here since. We’ve never changed the mortgage so still don’t own our house and I want to change that.
Only it’s not that simple is it?
It’s the same problems which arise over and over again which stop us having enough money to change this situation, and it’s the same many of my friends face who are currently saving to move out of home or my friends who rent – it’s not a small deposit which is needed and saving can be difficult.
Over the past few years alone we have had:
- Broken dishwasher
- Broken Washing machine
- A problem with the water tank
- A car crash resulting in the car being written off
- Broken down car with repairs costing more than the car – resulting in needing a new car TWICE!! I refuse to pay more than the car is worth repairing a second hand car so we chop in the car instead