Things You Never Knew You Needed When Buying A Used Car

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Buying a used car is a huge purchase and often the second-largest one that somebody will make behind buying a house. It is important that you take the time to carefully find the right car for your particular needs and also to check the car over to make sure it is in good working condition, but there are a few other things that you may require that you might not have thought of before:

Table of Contents

Insurance

Car insurance is, of course, required by law and you will want to take the time to find a good comprehensive car insurance policy before making the purchase. The cost of your insurance will depend on various factors, but it will always be a major expense. If you do not have insurance in place but purchase an automobile, you can arrange something called drive away insurance – this is a short-term policy that can be arranged quickly so that you can safely and legally drive off the lot.

GAP Insurance

Many motorists do not realise it, but if you were to write the car off then your comprehensive car insurance policy will only pay out the current market value of the vehicle. Due to depreciation, this could leave you out of pocket by thousands of pounds (as well as carless). GAP insurance is an optional yet smart type of insurance which will cover any shortfall between the amount paid out and the amount outstanding on the finance agreement or amount that you originally paid.

Extended Warranty

The original manufacturer’s warranty usually lasts 3 years or 60,000 miles (although some are longer), so if you are shopping in the used car market it is important to find out if the original manufacturer’s warranty has expired. If it has, it is a smart idea to purchase an extended car warranty. This ensures that the cost of recovery, labour and parts is covered if you encounter any mechanical or electrical faults (which can occur at any time). Much like an insurance policy, no warranty is the same so always take your time to read the small print and find the best level of cover possible.

These are the three aspects that many motorists forget about when shopping in the used car market. They are all hugely important and could save you a fortune down the line, so keep these in mind when browsing and look to have them in place before you part ways with your money.

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